Client Letter – Q3 2008

I want to begin this quarterly letter by acknowledging how wise you have been to “stay the course” during the most severe stock market decline since the Great Depression.  I am very inspired ...

Want to be a good investor? Stop making these five mistakes

Most investors could dramatically improve their returns by eliminating five common mistakes from their portfolio management toolboxes. One of these common mistakes is so deadly it could wipe you out, while ...

Why it is a bad idea to get out of the market in a downturn

Doesn’t it seem reasonable that when the stock market is dropping month after month you should get out, avoid more losses, and wait for the upturn? Unfortunately, this is just what many investors ...

Investors’ behavior penalizes growth

The U.S. stock market enjoyed a major bull run in the second half of the 1990s, with the S&P 500 Index climbing an average of almost 29 percent per year between 1995 and 1999.  However, it appears ...

Want to give your portfolio an edge? Try investing globally

There are nearly 70 stock markets offering their wares to investors around the globe.  Sexy, up-and-coming markets like China beckon, while exotic markets like Turkey’s and Russia’s are growing ...

Client Letter – Q2 2008

The volatile investment climate has continued. Global stock markets climbed sharply in April and May, only to fall back to their lowest levels of the year in June.  The following chart shows the 1-year, ...

When should you take Social Security?

A crucial retirement planning decision for many workers involves deciding when to begin Social Security benefits. Anyone can begin collecting as early as age 62, but that means the retiree receives a permanent ...

Warning to retirement savers: Don’t reduce stocks as you age

Many retirement investors intuitively believe that they should reduce their exposure to stocks as they age. After all, they have to protect their retirement nest eggs when retirement approaches and cannot ...

Client Letter – Q1 2008

As you may have heard, it has been a rough quarter for both U.S. and international equity markets.  Nevertheless, a well-diversified portfolio should have weathered the storm much better than an undiversified ...

International stocks can help dampen your portfolio’s risk

Foreign stock markets were on fire last year, handily beating the U.S. market and drawing the attention of domestic investors. The Brazilian stock market gained 44%, Germany 22%, China 96%, and India47%. ...