Budgeting and Saving Basics

“Simplicity is the ultimate sophistication.” This statement by Leonardo da Vinci regarding simplicity has been tested and tried in the financial industry. Tracking expenses and making sure they’re not exceeding income is a foundational component of building wealth. In the book titled “The Millionaire Next Door,” two professors studied millionaires in the United States. They studied what kind of car […]

In The Community: French Toast and Finance

The Millenial Generation is rising strong. They are graduating high school, entering college, and changing the face of the workforce. Some have called them “entitled” and “high maintenance,” but many millenials are smart, hard-working and college-bound. Millenials now make up one third of the American workforce, and the question is: What have we done as their predecessors to prepare them for […]

Investors are sitting on wads of cash just at the wrong time

The latest consumer inflation rate was clocked at 2.3 percent in April. Sounds pretty benign, doesn’t it? Well it isn’t if you are keeping large sums of money in the bank at today’s interest rates. In fact, “safe” money in the bank is being subject to erosion just as surely as any stock market decline might affect your investment portfolio. […]