A Spoon full of costs makes the returns go down

In “Close Encounters with the Market Timers,” I discussed why having your portfolio managed actively may have serious consequences on your returns in the long run. As mentioned previously, ...

The Curve Ball

Market expectations about interest rates change because of news. This makes it very difficult to build a coherent investment strategy around a forecast. In a recent article, Bloomberg News noted that the ...

Social Security: Timing Matters

A few weeks ago Chris recommended that I read a new book, “Social Security Strategies”, to better understand some of the strategies that clients can use to get the most out of Social Security ...

How to Avoid the Next Madoff (especially if you work with a financial advisor)

Over five years ago, Bernard Madoff was sentenced to 150 years in prison for scamming many investors–both novice and expert–out of billions of dollars.  It surprised me that so many experienced ...