This article provides financial tips on many topics, including saving, investing, Social Security, taxes, debt, budgeting, and more. Christopher M. Jones shares some strategies for tracking expenses.

The fees and expenses built into Pennsylvania's [529] plan are higher than some other states," says Christopher M. Jones, "who likes low-expense index funds that aim to mimic popular stock indexes, such as the S&P 500."

"No matter how enthusiastic you are about the long-term prospects of Lucent or Agere, the most important rule for any investor is to be diversified," says Christopher M. Jones.

A retirement plan should be updated every year as your "real-life scenarios change," advises Christopher M. Jones.

Christopher M. Jones advises laid-off employees to only invest [their taxable asset] in "liquid investments," such as money market funds.