Founder and President, Sparrow Wealth Management
One of the things that often gets overlooked in finance is its humanity. Helping people plan their lives and futures is filled with all sorts of human emotions. Talking about money can make people feel everything from embarrassed and anxious to inspired and hopeful. The promise and fears of financing a child’s education, starting your dream business, or achieving retirement are, after all, deeply human endeavors.
My path to helping began in 1997 when I graduated with a B.S. in Economics (summa cum laude) from Brigham Young University. I started out as a management consultant for Deloitte Monitor, a top-tier Harvard consulting firm that helped corporations better position themselves in the marketplace. That work was interesting and analytical, but it quickly became apparent I wasn’t helping others—I was just helping Fortune 500 companies make more money.
So I walked away. I sacrificed an “Ivy League” career track to start over as a fee-only financial advisor. I took a 70% pay cut to learn a profession that, at the time, was struggling to find its way from selling products to being a fiduciary that put client interests first. But it paid off. I started my firm in 2001 (only 27 years old and three years out of college), and all these years later I’m proud I was one of the early adopters of the fee-only model.
After raising three daughters I eventually settled in Hermosa Beach. As a child of the 80s, I always dreamed of living in Southern California, but my East coast career and family took priority. As my career evolved, so did my longing to live near the Pacific Ocean. Now I’m enjoying the life I envisioned when young—complete with surfing, cycling, ping pong tournaments, and volleyball.
Mostly, I just consider myself a real person. I’ve had triumphs and defeats, business successes and setbacks, marriages and divorces. I’m vulnerable and open. I’m empathetic, accessible, approachable. It’s these experiences that have made all the difference in understanding others and connecting with them in a genuine way.
This company I’ve built over the decades lets me work from home or anywhere with internet service. I don’t have to wear a suit and tie and pretend to be someone I’m not. No sales, no agenda, no fear. I’m lucky and grateful to serve others and positively impact lives. It remains my passion and calling. I work every day to help my clients find theirs, so they can discover personal and financial fulfillment on their terms.
NAZNEEN “NAZ” CHUGHTAI
Client Service Manager
I’ve always had a passion for helping, especially when it comes to self-discovery and self-love. Even as a child I knew my purpose was to bring joy into the lives of others. I’ve always wanted to change the world—one random act of kindness at a time. I started that journey in the healthcare industry, gaining valuable experience in an outpatient clinic. From an entry level position I quickly moved up, learning and excelling in a clerical setting. Later, I attended nursing school and continued to work full time while supporting my family. Once I graduated, I became one of three clinical nurses to be hired on a valued leadership team, which eventually helped me clarify my authentic self and goals.
That leadership role awakened a sense of change in me. I knew I could make a genuine difference in others' lives, no matter what field I worked in. I began exploring the financial services arena, transitioning into an operations role at Sparrow Wealth Management, which has now fully bloomed into my role as Client Service Manager. My extensive nursing background gives me insight into caring for others, and I love Sparrow Wealth Management’s dedicated mission and values. The deeply held compassion and care this firm embodies to help others speaks to my core passions.
On a personal note, my nickname Naz comes from my enthusiastic and upbeat nature. Whether working, cleaning, or just sitting alone you can usually find me listening to music and moving my body. I do not sit still often! I love life and create fun in any activity I do, always focusing on the present, not afraid to laugh at my shortcomings or make fun of myself. I love hiking, cycling, exercising, dancing, and playing volleyball. I also enjoy going on walks and reading fantasy books. (I used to stay up all night to read a book a day.) In short, I’m an explorer who loves traveling the world. But mostly, I find joy in serving others and giving back to the community.