In The Community: French Toast and Finance

frenh toast and finance signThe Millenial Generation is rising strong. They are graduating high school, entering college, and changing the face of the workforce. Some have called them “entitled” and “high maintenance,” but many millenials are smart, hard-working and college-bound. Millenials now make up one third of the American workforce, and the question is: What have we done as their predecessors to prepare them for the real orld?

Over the weekend, I had the opportunity to engage with several millenials about their college goals, attitudes towards finances, and preparation for the future. Several high school seniors, each representing different Las Vegas high schools, attended “French Toast and Finance.” The event was hosted by Jennifer Mayon, the Human Capital Management Director for Clark County School District.

With college looming on the horizon, parents and students are in deep conversation about finances. Are graduating high school students prepared for the real-world of paying for housing, utilities and tuition?

chris swm

The lively discussion covered topics including checking accounts, debit cards, credit cards, interest on loans, subsidized vs. unsubsidized federal student loans, and learning how to live within a budget. I also went over the importance of saving and investing early in life.
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About Christopher M. Jones, CFP®

Christopher M. Jones is the Founder and President of Sparrow Wealth Management, a fee-only financial planning and investment management firm based in Hermosa Beach, CA. Before entering the investment field, Chris was a management consultant for Deloitte Monitor. He graduated summa cum laude from Brigham Young University with a B.S. in Economics and a minor in Business Management. Chris is a CERTIFIED FINANCIAL PLANNERTM practitioner.